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不超过5万元无需公证 已故存款人小额存款提取更便利_我的网站
一 | DeSantis is likely to run for president despite the fact that doing so would pit him against former President Donald Trump, to whom many in the Republican party are afraid of showing any signs of “disloyalty.” Moreover, Trump’s favorability rating among Republican voters hasn’t fallen much since he left office, but that hasn’t yet stopped other party heavyweights from eyeing a bid for the seat of the commander-in-chief.,“My belief is they’re all going to run, and a big reason they’re running is based on the fact that if Mike Pence can run, we can all run,” said Tony Fabrizio, a Republican pollster and strategist. “What’s the loyalty argument if your vice president is running against you for president?”,Despite being the only U.S. president to be impeached twice, polls currently show him to be leading a hypothetical Republican race with a 42% favorability rating. However, he may ultimately decide not to run, as he’s still under investigation by the New York state attorney general, the FBI, local district attorneys and lawmakers.,An insider close to Trump, who did not want to reveal his name, told NBC News that Trump is watching DeSantis with a measure of resentment and nervousness, though it would be difficult for Florida’s governor to defeat a former president with a support base so intense that it attacked Capitol Hill on January 6, following President Joe Biden’s win in the 2020 presidential elections.,If Biden backs out of the race, said the insider, Trump—whose political motives seem to be encouraged by grudges as opposed to civic duty—would be less likely to run again. The scandals surrounding Trump may also be enough to keep him from announcing a run for the presidency. Behind him in the polls is Florida Governor Ron DeSantis, who is planning a private fundraiser in Utah set for July 18 and is gathering the country’s wealthiest Republican donors. His team has released little to no information on the fundraising event in an effort to shield it from the public’s curious eyes.,DeSantis has drawn criticism from liberals and human rights activists, as well as overwhelming support from fellow Republicans for signing controversial Florida laws including the “Stop WOKE” act, which went into effect on Friday. The law restricts colleges, universities, and businesses from being able to discuss with students or employees the subject of discrimination based on race, sexual, orientation or gender.,The bill essentially bans the teaching of critical race theory in higher education (reminder: this is where American adults pay to be taught) or schools will lose their funding. Critical race theory is an academic concept dating back over 40 years ago which discusses the pervasiveness of racism in the legal system.,DeSantis also did little to mitigate the spread of COVID-19 in the state of Florida while openly criticizing the federal government for their vaccine and mask mandates despite the fact that COVID-19 vaccines have saved tens of millions of lives across the globe.,DeSantis also defended his decision to have Florida be the only state that did not pre-order vaccinations for children under 5 years old, though he quickly loosened his restrictions on that decision and began allowing health care providers to order COVID-19 vaccines from a federal program for children between six months and five years of age.,The 43-year-old governor of Florida also wrote into law the “Don’t Say Gay” bill which restricts teachers from having conversations about LGTQ issues and identities in the classroom. Representatives of the Orange County Classroom Teachers Association also accused school officials Monday of telling teachers to not wear rainbow articles of clothing and to remove pictures of their same-sex partners from their desks as well as to remove LGBTQ “safe space” stickers from their classroom doors.,DeSantis and his team have yet to declare his candidacy for president and have not given any hints that may do so to the press. But that’s not uncommon in the world of politics.,Politicians are very careful about announcing their presidential bids, and will use an entire political team to meticulously choose a time and place to launch them, says columnist Jules Witcover of The Baltimore Sun. They typically make the announcement in their home state, with unremarkable speeches that focus on the celebration of running for president rather than any core policies or big promises.。
二 | 人民网北京4月27日电 （记者杜燕飞）为提升存款继承便利度，便利群众办理小额存款继承，近日，国家金融监督管理总局、中国人民银行联合发布《关于优化已故存款人小额存款提取有关要求的通知》（以下简称《通知》），自今年6月1日起正式实施。
三 | 长期以来，根据相关文件规定，继承人提取已故亲属存款，须提交由公证机构出具的继承公证书，银行凭此公证书办理过户或支付手续费。2021年1月，原银保监会、中国人民银行联合印发《关于简化提取已故存款人小额存款相关事宜的通知》（以下简称18号文），取消了第一顺序继承人、公证遗嘱指定的继承人或受遗赠人提取已故存款人1万元以内存款的公证要求，并允许银行在1万元至5万元之间上调限额。国家金融监督管理总局、中国人民银行有关司局负责人表示，18号文出台以来，小额存款提取效率明显提高，群众负担切实减轻。同时，从多渠道了解到，存款继承和小额存款提取业务中还存在一些有待完善和明确的问题。为此，《通知》对18号文进行了优化，将简化提取的账户限额由最低1万元统一提高至5万元。考虑地区和机构差异，允许农村中小银行延后至2025年底达到该要求。能够简化提取的不仅仅只是存款。《通知》扩大了简化提取范围，将已故存款人的黄金积存产品以及国债、代销理财产品纳入简化提取范围。
四 | 《通知》要求，对小额存款提取业务中常见的申请人提交的材料不齐全或不符合要求等情况，银行要一次性告知申请人相关要求。值得注意的是，《通知》明确，银行可以应第一顺序继承人要求，提供已故存款人死亡后以及死亡前6个月内的账户交易明细。对此，上述负责人表示，已故存款人银行账户交易明细记载着已故存款人生前的部分个人信息，并且可能涉及个人隐私，应当谨慎对待。但在现实中，也存在继承人在特定情形下查询已故存款人生前交易明细的合理需求。继承人合法、正当的查询需求应当得到满足。“为兼顾个人信息保护和继承人查询需求，依据《民法典》《个人信息保护法》等法律规定，经征求多方意见，我们在《通知》中明确了查询账户交易明细有关要求，以满足特定情形下的查询需求。为避免非必要、无限制查询，保护已故存款人个人信息和隐私权，《通知》对查询申请人和查询时限等作出规定。”上述负责人表示。此外，《通知》还明确丧葬费、抚恤金不计入5万元账户限额，可以全额简化提取。申请人可以通过适当方式，表明账户中资金属于丧葬费、抚恤金。银行通过核查交易信息和资金来源、申请人签署承诺书等方式确认资金性质，在保障资金安全的前提下，办理简化提取。现实中，存在已故存款人账户汇入丧葬费、抚恤金的情形。此前没有关于丧葬费、抚恤金提取的明确规定。“考虑到丧葬费、抚恤金在性质上与已故存款人生前存款不同，为便利群众，《通知》明确丧葬费、抚恤金不计入5万元账户限额，可以全额简化提取。申请人可以通过适当方式，表明账户中资金属于丧葬费、抚恤金。”上述负责人表示，银行通过核查交易信息和资金来源、申请人签署承诺书等方式确认资金性质，在保障资金安全的前提下，办理简化提取。
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